Why does it take 3 to 5 days for a refund?
Here’s why refunds often take 3–5 business days, even though payments are processed almost instantly: 1. Payments and Refunds Use Different Processes When you make a payment, it’s usually an authorization and capture process: The system checks that you have enough funds. The merchant puts a “hold” on those funds. Receiving a paper refund check in the mail may take longer than choosing direct deposit. Most e-filed returns are processed within 21 days. Paper-filed returns generally take 6 to 8 weeks for the IRS to process and send your refund.
Can I get a refund on a pending transaction?
Contacting the merchant is the best way to cancel a pending transaction. Otherwise, your bank or card issuer can only reverse a transaction after it posts to your account. You do this by contacting your bank and either revoking authorization for the payment or requesting a stop payment order. However, the bank will need to confirm that the cancelation doesn’t interfere with any contractual obligations you might have with the company that’s billing you.You’ll have to contact the company that’s charging you and follow their cancellation process. You could also use one of the tools listed in this article to manage your subscriptions and help you cancel them. If all else fails, reach out to your bank to ask about stopping the recurring charges.You may cancel your subscription purchased on our Website by contacting us via email: websupport@photoapp. Contact Us” form available on the Website, or by clicking the cancellation link in the confirmation email you received after completing the payment process.